Checking Accounts
All WMB Checking Accounts offer the following features:
- Free Online Banking
- Free Email Statements
- Free Online Bill Pay (Minimum of five transactions per month required)
- Free Visa Check Card (upon qualification)
- Free 24-hour access to all Wilson & Muir Bank & Trust Co. ATM locations
- 24-hour access to the PLUS® , Magic Line® and Alphalink® ATM networks with thousands of locations in North America
- Free TeleBank Line
- Cash Reserve™ overdraft protection line of credit available (upon qualification)
Banclub Plus Checking
- Minimum balance to open account: $100.00. No minimum balance thereafter
- Unlimited check writing
- Banclub® checks are free
- Free check image statements
- Identity Theft Insurance
- Accidental death and dismemberment insurance
- Payment Card Protection
- Medical emergency data card
- Savers Club Book
- Monthly membership fee is $7 individual, $8 joint and $9 family
Free & Easy Checking
- Minimum balance to open account: $100.00. No minmum balance thereafter
- No monthly service fee
- Unlimited check writing
- Simplified monthly statements
- Free safekeeping of checks
Advantage Checking
- Minimum balance to open account: $100.00
- Unlimited check writing
- One box of wallet style checks are free
- Free check image statements
- Free email statements available upon request
- Maintain $500 minimum or pay $7.50 per month
- Senior Advantage: No monthly service fee and free wallet checks beginning at the young age of 50!
Premium Advantage Checking
- Minimum balance to open account: $1000.00
- Earn tiered interest. For information on tiered interest rates, please visit the Rate Page
- Unlimited check writing
- One box of wallet style checks are free per year.
- Free check image statements
- Free email statements available upon request
- Maintain $1000 minimum or pay $10 per month