Livestock, Crop and Farm Operation Loans

When you need money to run a farm, Wilson & Muir Bank (WMB) can help with operating loans and lines of credit, structured to your needs. We will meet with you personally to design financing that fits your operation.  Best of all, you get decisions locally, not from an entity that doesn’t know or understand you.

That is also a plus when it comes to servicing your loan, providing flexibility in payment streams, and the opportunity to make changes when needed.  We will be there for you.  We have been for more than 150 years.  Compare that to lenders who come and go, leaving you scrambling to find someone who knows your farming practice.

Whether you are buying cattle, or need money for fertilizer and seed or other farm inputs, WMB offers:

• Annual operating loans with competitive rates.
• Two-year renewable lines of credit (with real estate security)
• Repayment plans that fit. This is so important because every farm has a unique cash flow. We understand payments need to match your harvest and sale cycles.
• Fast approvals 
• Local bank decisions made swiftly on your submission.

WMB can also provide funds to meet the expenses of running a farm through:

• Farm equipment loans for any type of machinery or vehicle.
• Mortgage loans to purchase land or refinance your farm.