Business Banking

Mobile

Mobile Page Image

Mobile Banking Apps

Features

Mobile Banking Apps - Free downloadable applications available on the App Store SM and Google PlayTM.

Hosted by Digital Insight - High availability, fast response time and network security are assured as Mobile Banking Apps are hosted from the same SAS70-certified data center that operates our Online Banking service.

Superior Usability - No separate Mobile Banking sign-up is required. Customers download the application and log in with their existing Online Banking credentials.

Mobile Remote Deposit - Now you can deposit checks anytime, anywhere with Mobile Remote Deposit. It offers convenience (saves a trip to the bank), simplicity (make a deposit with just a few taps and camera snaps), and Security (cutting-edge security features to protect you and your financial information.

Optimized for Smartphones - Operating system-specific components and user-interface principles create a seamless, familiar user experience. The applications also leverage native functionality including the device's GPS and access to external applications to further enhance the experience.

Complete End-to-End Security - Mobile Banking Apps are fully secure using industry standard technologies (SSL) and security certificates with 128-bit encrypted communication. No personal or confidential information is stored.

Multifactor Authentication - Uses two-way, out-of-band authentication, enabling optimal security while keeping the experience delightfully easy.

Functionality

Account Balances
Account History
Transfers
Bill Pay
ATM/Branch Locator
"Contact Us" information
Access to mobile website

To register for our App based Mobile Banking simply access the iTunes App Store (iPod, iPad) or Google Play Store (Android, Amazon) of your mobile device.

To register for Wilson & Muir Online simply click here

Text Message Banking

Convenience - Text Message Banking can be used from any mobile phone with SMS capability. Users can access their account information in seconds.

Features - Text Message Banking gives you access to your financial accounts through a single text message.

Optimized for Most Mobile Phones - Most text message-enabled phones can use Text Message Banking. There is no need for Web access, a large phone screen or a keyboard on the phone.

Up-to-Date Account Information - The information provided via Text Message Banking is as current as the account information within Online Banking.

Ease of Use - It's as simple as texting a friend. You simply send a text message to the designated short code with the appropriate banking command and immediately receive the information you want.

Simple End-user Enrollments - From a prominent location within you can complete a simple, three-step process to securely enable your mobile phones. You can add a second phone number to your account.

Robust Security - Text Message Banking is secure. Enrollment is completed within your password-protected Online Banking account. You must enter a one-time activation code that is texted to your phone while accessing Online Banking in order to authenticate the phone.

Custom Alerts - Low balance alerts and account balance alerts help keep you informed of key banking-related events. For example, the weekly balance alert will inform you that your paycheck has cleared and is available for use.

Commands Supported by Text Message Banking

Inbound Commands

Commands texted by user to Digital Insight-provided short code:

BAL (primary account balance)
BAL ALL (all account balances)
LAST (last 5 transactions on Primary account)
BAL CHK (balances of all checking accounts)
BAL SVG (balances of all savings accounts)
TRANS (transfer funds)
STOP (unsubscribe from service)
HELP (how to use)

Outbound Push Alerts

Weekly balance text (every Friday)
Low balance alert
Large deposit alert
High payment alert

To register for Mobile Text Banking, simply login to your Wilson & Muir Online secure accounts and click My Settings and follow instructions for Alerts and Notifications.