Business Loans
Leasing*
Wilson & Muir Bank offers leasing allowing your business to benefit from state-of-the-art equipment. Typical purposes are to obtain machine tools and equipment, telephone systems, computer systems, office furniture, medical and dental equipment, bulldozers, forklifts, air compressors, conveyor systems, storage containers, shelving, fixtures and signs. Leasing keeps cash available for income-producing investments and supports plans for expansion. By leasing, companies concentrate not on owning, but on using the equipment as a productive part of their business. We will provide flexible repayment schedules and lease payments are often tax-deductible. Consult with your tax advisor to determine if leasing is the best option for you.
*available to qualifying customers
Real Estate Loans*
Wilson & Muir provides financing for the acquisition or construction of office buildings, warehouses, retail stores and manufacturing facilities with a variety of terms and options. We will also help you improve, expand or refinance your existing commercial property.
*available to qualifying customers
Commercial Lines of Credit*
Revolving lines of credit for use as short-term working capital are available from Wilson & Muir Bank to ensure you always have the funds you need to make the right business decisions.
*available to qualifying customers
SBA Loans*
Wilson & Muir Bank is a certified SBA lender and offers a variety of SBA loans to benefit businesses that may not meet the usual collateral or cash flow requirements of a conventional loan. Depending on your need, we can tailor a loan to get you started or help you expand your business. Click here for more information.
*available to qualifying customers
Commercial Term Loans*
Our commercial term loans offer a long-term financing for expansion, machinery, equipment, fixed asset or capital improvements.
*available to qualifying customers
Agricultural Lending*
Our agricultural lenders offer products including capital financing, equipment loans, leasing options and lines of credit.
*available to qualifying customers
Installment Loans*
Our installment loans offer competitive, fixed and variable interest rates, and they can be secured or unsecured depending on your needs.
*available to qualifying customers
Visa® Check Card*
Conveniently access your funds wihout a check with a WMB Visa® Check Card. Free Visa® Check Card, point of sale transactions may not exceed $800 in transactions per day. Always choose "Credit" when purchasing at point of sale terminals to avoid unnecessary service charges.
*available to qualifying customers
Visa® Credit Card*
The Visa® Credit Card has competitive interest rates, world wide acceptance and ATM locations, free travel accident insurance (when tickets purchased with credit card) and emergency card replacement service.
*available to qualifying customers