Our History

In 1865, Bardstown, KY was rich in tradition. Its main streets were lined with homes of classic proportions and architectural styles. Many of them are still occupied today. The distilling of whiskey had long taken part in Nelson County due to its abundance of limestone spring water, but it was also notable as a very vibrant commercial town where nail and cotton factories, spinning mills and tanneries flourished.

The enactment of the National Banking Act of 1863 and the end of the Civil War gave the opportunity for two merchants, Richard D. Shipp and Jeremiah Wilson, to obtain a charter to open the first bank in Nelson County. In February of 1868, ownership interest in the bank was transferred to Bardstown attorney Jasper W. Muir and businessman William Wilson. In 1890 the firm became the Banking House of Wilson & Muir.

Over a century later, Wilson & Muir Bank & Trust Co. continues to be a leader for financial services. We're very proud to be the second oldest bank in Kentucky, but we are more proud of the confidence that our clients have shown in us over the years. Come and visit us today.

WMB continues to Endure the Test of Time

Since 1865, Wilson & Muir Bank has proudly contributed to the growth of Kentucky’s communities by helping individuals and businesses with their financial needs.  Throughout Kentucky, we offer all the checking, deposit, loan and convenience services, including online banking and mobile banking, that you will find at the larger banks.  But it makes a difference when you are doing business with your neighbors.  We understand your goals because we are just like you.  We are farmers and fiduciaries,  builders and brewers.  We are healthcare workers and handy workers;  tinkers and teachers; shop owners and students;  moms and dads;  sons and daughters… And we all have the same goals: we want to achieve our dreams and we want our communities to thrive.       We are very proud to be the second oldest bank in the Bluegrass State and are humbled by the legacy that comes with that designation.  WMB has survived several economic challenges by remaining focused on time-tested banking principles dedicated to protecting our clients' wealth.  We still offer a very simple approach to banking based on delivering a deeper, personal service.  Tell us what you need, and we’ll find the best solution.  It’s been our commitment for nearly 160 years.    Building strong relationships, providing exceptional service, and remaining focused on the community are qualities that couldn't be more important any time in our history as they are today.  Come by to see us soon.  We do our best work face to face.  Together we build communities.