Wilson & Muir Bank & Trust Co.

Checking Accounts

Direct Debit

Cash Management Page Image

Remote Deposit Capture converts your business's paper checks to images for deposit. Using a scanner and software, you can reduce the time it takes to create a business deposit and eliminate the need to drive to the bank to make your deposit.

How does Remote Deposit Capture work?

  • Using your scanner (available through WMB), paper checks are converted to images and then electronically transmitted to the bank.
  • Your business can access images of checks deposited at your computer for up to 18 months.

Benefits of Remote Deposit Capture

  • Make deposits without going to the bank.
  • Get more money into your account with a later cut-off time, extended to 4:00 pm EST.
  • Save money on service charges associated with deposited items.

Which businesses should use Remote Deposit Capture?

  • Businesses who do not handle a lot of cash.
  • Businesses not located near a Wilson & Muir branch.
  • Businesses with limited personnel available to take deposits to the bank.
  • Businesses who receive checks throughout the day and would like to make multiple deposits without making multiple trips to the bank.
  • Businesses with a higher receivable volume who want to take advantage of today's technology and add efficiency to the deposit process.