Is Your Mortgage Rate Above 4%?

Contact one of our mortgage specialists today for a no obligation review of your options to lower your rate or shorten the term of your loan. Special refinance programs are available if you have an FHA insured or conventional loan that was purchased by Fannie Mae or Freddie Mac before May 31, 2009. These programs offer reduced documentation requirements and are available even if you owe more than your current appraisal. They are available for primary residences as well as second homes and investment property. WMB offers a wide array of programs including fixed rates for the terms of 10, 15, 20, 25 and 30 years. Loans may be priced with limited or no closing costs depending upon your criteria.

Interest rates remain near historic lows so contact us today! Call one of our specialists or initiate the process via our secure online application.
It is with great sadness that we share the passing of our Director Emeritus, Roy Lee Wigginton. Roy Lee was an active community leader, faithful Christian and lover of life. He passed away at the age of 94 on Monday, Oct. 8, 2012, at Windsor Gardens in Bardstown. He was a native of Nelson County, a 1938 graduate from the University of Kentucky and taught business classes at Harrodsburg and Russell High School. He was the former president of Muir, Wilson & Muir Bank in Bloomfield until that institution merged with Wilson & Muir Bank in 1982. In January 1983, he became an active Director with Wilson & Muir until he retired from the Board in February of 2005.

Roy Lee was a businessman and a farmer of land his family owned for generations. He was a member and leader of the Kentucky Bankers Association, a past Director of Wilson & Muir Bank, former Board member of Nelson County Public Library and Flaget Memorial Hospital. He was the secretary and treasurer for Maple Grove Cemetery, a member of the Bloomfield Baptist Church where he served as a deacon, Sunday school teacher, song leader and church clerk.

He was a member of the Bloomfield Lions Club, a former director of the Nelson County Tobacco Growers Co-op, and was an Army Air Force veteran of World War II. His dedication, spirit and wisdom will be missed by all of us at Wilson & Muir Bank & Trust Co.

Join us in Celebrating
The American Farmer
November 19 - 21

Each year at this time we pay tribute to our hard-working farmers who grow and harvest plentiful food for our communities and our nation. Please join Wilson and Muir Bank as we salute the American farmer, November 19th through the 21st.

Our Grayson County offices will have drawings for prizes and refreshments. And on Wednesday, November 21st, the Cattlemen's Association will serve burgers at the Leitchfield Main Office. We hope you'll join us.


With the holiday season rapidly approaching we'd like to extend an early invitation to join us in Bardstown for all the festivities. To see a complete list of the Christmas 'Round Bardstown events click here.