Online Services
Wilson & Muir Bank now offers a series of Internet-based commercial banking services. Each web-based solution operates securely online and delivers a wide range of immediate benefits directly to our corporate and business clients. As you can see, Wilson & Muir Bank continues to offer state of the art products to keep up with the industry's rapidly changing technology. Please click below for a more detailed description or to apply for these great online services.
Wilson & Muir Online™
Wilson & Muir Online™ offers Internet based, user friendly, 24-hours a day banking, from the convenience of your home, office or anywhere with Internet service. With Wilson & Muir Online™ you can access your accounts, transfer balances, review statement histories, even download to your personal financial software all where and when it's most convenient for you.
- Free to Wilson & Muir account holders
- Direct login from home page
- Real-time access to all of your WMB accounts
- Transfer between your WMB accounts
- Make WMB loan payments
- Review statement histories
- View check images
- Track and update financial portfolios through our stock quote mode
- Download directly to Quicken®, Microsoft® Money, Quickbooks or other personal financial software
- Safety and privacy ensured through Multi-layered security
- Apply Today!
eStatement
WMB’s eStatement module is a safe, convenient, and environmentally friendly service that allows you to receive your regularly scheduled bank account statements electronically. Here’s how it works:
- Statement is accessed via CSI eSafe to insure the security of your confidential documents.
- You are set up with a user name (your email address) and password to access your statement.
- An email from CSI will notify the client that the statement is available to access on the CSI eSafe server.
- eStatements are sent out by 3pm the business day following a cycle cut. (paper statements have at least a two day delay between cut off and mailing).
- Check images will be included with the statement if you set up your account to receive images. (your option)
- You may print or download copies of your statements for your records or you may subscribe to CSI eSafe’s long term storage service to retain electronic storage for longer than 90 days.
Cash Management
Our Cash Management System provides our commercial and corporate clients with an Internet based; financial
administrative platform in which they can access a full range of Cash Management tools. Designed to meet the needs of both the small business and large corporate customers Cash Management allows:
- Check imaging: Front and back images of cleared checks are now available online.
- Account Reconciliation and Positive Pay: compares checks issued on your accounts to checks being presented for payment on your accounts to identify discrepancies. When a discrepancy is detected, Positive Pay allows you to view these exceptions and chose to pay or return them.
- Initiate wire transfers securely
- Initiation of stop payments, wire transfers & ACH items.
- Initiation of payroll and tax deposits.
- Balance reporting and funds transfer.
- File export to financial management software.
Remote Deposit Capture
Enjoy ultimate convenience with Remote Deposit Capture. This state of the art service allows you to deposit items to your account without leaving the office. All you need is a computer, internet connection and a check scanner (available though WMB). Not only will you improve your funds availability* and daily cash flow, you will save time with data entry and trips to the bank. With RDC you can make deposits 24/7 so you can spend more of your time at work and at play.
*refer to your Remote Deposit Capture Service agreement and Wilson & Muir’s Funds Availability Policy to determine when your funds may be available.
Contact us today for more information about these unique financial management solutions
Online FAQs
Q. What is this going to cost me?
A. There is no fee for Wilson & Muir Online™ or
Bill Pay**. Transaction limitations may apply to your individual accounts. The fees for
Cash Management are nominal. Contact us for details.
Q. What accounts are available with
Wilson & Muir Online™?
A. You can access information on any account with Wilson & Muir Bank. This includes checking,
savings and money market accounts, certificates of deposit, IRAs, loans and lines of credit.
Q. When can I access my accounts?
A. Wilson & Muir Online™, Bill Pay and some portions of
Cash Management are available 24 hours a day, 7 days a week. From time to time, we may schedule "down times" for
upgrades or system maintenance.
Q. When are transfers on Wilson & Muir Online™ available?
A. Transfers between checking and savings are made immediately available for your access by check, ATM and Visa® Check Card.
Loan balances and other transactions will be updated on the following business day.
Q. What is the "cut-off" time for transfers?
A. All transactions received by our host computer by 4:00 p.m. (EST) will post on that day's business. All transactions received after 4:00 p.m. will post on the following business day.
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